PaySmarter Guides
Paying Bills
How to pay rent, mortgage, condo fees, property tax, utilities, insurance and tuition in ways that earn rewards without overpaying in fees.
Featured Guides
All Paying Bills guides
- StrategyCan you pay rent with the American Express Cobalt in Canada?Most landlords don't take Amex, but rent platforms do. Here's what the Cobalt actually earns on rent and whether the fee is worth paying.
- StrategyHow to earn rewards on mortgage payments in Canada (Chexy, Neobanc & Pine)Your mortgage is probably your biggest monthly payment. Two separate choices decide how much it costs you: who lends the money, and how you pay it.
- RentPay Rent With a Credit Card in CanadaHow paying rent by credit card works in Canada, what it costs, and which rent payment platforms are worth it.
- MortgagePine Mortgage Canada Review & Mortgage RewardsA balanced Pine Mortgage review — rates, renewal, refinancing — plus how to earn rewards on eligible mortgage payments.
- MortgageHow to Pay a Mortgage with a Credit Card in CanadaHow mortgage payments can run through a credit card in Canada, what it costs, and when the rewards are worth it.
- MortgagePaying Your Mortgage with ChexyHow Chexy handles mortgage payments, the fees involved, and what you can earn.
- TuitionHow to Pay Tuition with a Credit Card in CanadaWays to pay college and university tuition by credit card, and how the fees compare with the rewards.
- Property taxHow to Pay Property Tax with a Credit Card in CanadaHow to pay municipal property tax by credit card and whether the processing fee beats your rewards.
- UtilitiesHow to Pay Utilities with a Credit Card in CanadaPaying hydro, gas and water by credit card — what's accepted, what it costs, and what you earn.
- Condo feesHow to Pay Condo Fees with a Credit Card in CanadaHow condo owners can pay monthly fees by credit card and earn rewards without overpaying.
- InsuranceHow to Pay Insurance with a Credit Card in CanadaPaying home and auto insurance by credit card — acceptance, fees and the best cards to use.
- Income taxesHow to Pay CRA Taxes with a Credit Card in CanadaHow to pay CRA income tax by credit card through third-party processors, and when it's worth the fee.
Explore other guides
- Credit Cards & RewardsLearn how credit cards, rewards and cashback work.
- Fees & SavingsUnderstand costs, fees, savings and break-even points.
- Credit & TrustCredit education, transparency and how PaySmarter evaluates offers.
- How PaySmarter WorksUnderstand PaySmarter, its methodology and how comparisons work.