Card via Chexy
Charge any Visa, Mastercard, or Amex at 1.75% — best for premium Membership Rewards or Aeroplan cards.
Taxes · Canada · June 2026
Compare the best ways to pay taxes with a credit card in Canada
CRA, property tax, and quarterly installments are some of the largest payments Canadians make all year. The right platform plus the right card turns that bill into rewards or a clean welcome-bonus path.
Why tax payments are a high-leverage rewards play
A typical Canadian household pays $5,000–$20,000+/year between CRA balance owing, quarterly installments, and municipal property tax. Routed through the right platform, those large lump-sum payments can fund a credit card welcome bonus or generate meaningful cashback — neither of which the CRA or your municipality offers directly.
Chexy and Neobanc both support tax payments via Canadian bill-payment rails. Casa is rent-only and isn't an option for taxes. For municipal bills specifically, see our best credit cards for property taxes in Canada.
How it works
Two routes for large tax bills
Interac via Neobanc
Send a free Interac e-Transfer; Neobanc pays CRA or the city by EFT and credits 1% cashback.
Welcome bonus path
A single $5–15k tax payment can hit the minimum spend on most Canadian premium-card welcome offers.
Calculator
Estimate your tax-payment rewards
Drag the slider to your monthly equivalent (annual tax ÷ 12) — we rank Chexy and Neobanc on net value after fees.
Estimate your net rewards potential
$2,000/ month
$500$5,000
See which platform performs best for your tax payments
Ranked by estimated annual net value after fees · Compared across supported Canadian bill-payment platforms.
Highest estimated net value
Chexy
Estimated annual value on your tax payments: ~$300/year.
Optimized for recurring payments · Fee-adjusted rewards
Why this wins: With a high-earn travel or Aeroplan card, points value typically outpaces the 1.75% fee — generating stronger fee-adjusted rewards on your tax payments.
Learn more: Chexy review · best cards to pair
Chexy
WinnerBest for maximizing credit card rewards
Net annual value
$300 / year
- Fees
- −$420
- Credit card rewards
- +$720
- Sign-up bonus
- $20 & up to 36,000 Aeroplan points
Neobanc
2nd placeBest for maximizing cashback
Net annual value
$240 / year
Choose payment method
- Fees
- $0
- Cashback
- +$240
- Sign-up bonus
- Up to $100
Estimated annual net value shown · Recommendations based on net value after fees.
Updated regularly for Canadian platform fees and offers. How recommendations are calculated →
Recommended next step · Based on your result
Top credit cards to pair with Chexy
$150American Express · Amex
American Express Business Platinum
Top pairingWhy: Top-ranked pairing with Chexy — strongest math in our dataset.
vs current: ~$950/yr in net rent rewards via Chexy.
+$2,400$799/yr
See review
TD · Visa
TD Aeroplan Visa Infinite Privilege
Top pairingWhy: Top-ranked pairing with Chexy — strongest math in our dataset.
vs current: ~$480/yr in net rent rewards via Chexy.
+$1,800$599/yr
See review
CIBC · Visa
CIBC Aeroplan Visa Infinite Privilege
Top pairingWhy: Top-ranked pairing with Chexy — strongest math in our dataset.
vs current: ~$460/yr in net rent rewards via Chexy.
+$1,700$599/yr
See review
Reasons are generated from each card's fee, rewards model and platform compatibility — not from advertiser influence. See methodology.
Keep optimizing
Recommended next steps for your situation
Side by side
Chexy vs Neobanc for tax payments
Chexy
Best for rewards- Transaction fee
- ~1.75% (credit card)
- Rewards
- Aeroplan partnership + your full credit card rewards
- Credit reporting
- Equifax
- What you can pay
- Rent · Bills
Top strengths
- Most polished and reliable of the three
- Aeroplan partnership stacks on top of card rewards
- Higher 2.5% fee on foreign cards
Neobanc
Lowest fees · Best overall- Transaction fee
- 0% (Interac) · 1.5% (monthly plan) · 2.25% (6-month rolling plan)
- Rewards
- Up to 1–2% cashback on rent and bills (1% monthly plan, 2% 6-month rolling plan), 0.5% on mortgage
- Credit reporting
- Equifax + TransUnion
- What you can pay
- Rent · Bills · CC bills · Mortgage
Top strengths
- 0% fees with Interac e-Transfer
- Up to 1–2% cashback on rent
- Newer product — still maturing
Best cards
Best cards for large CRA and property tax payments
Premium Aeroplan and Membership Rewards cards win on Chexy; flat 2% cashback cards win when paired with Neobanc via Interac.
Recommended cards
$150American Express · Amex
American Express Business Platinum
Top pairingWhy: Top-ranked pairing with Chexy — strongest math in our dataset.
vs current: ~$950/yr in net rent rewards via Chexy.
+$2,400$799/yr
See review
TD · Visa
TD Aeroplan Visa Infinite Privilege
Top pairingWhy: Top-ranked pairing with Chexy — strongest math in our dataset.
vs current: ~$480/yr in net rent rewards via Chexy.
+$1,800$599/yr
See review
CIBC · Visa
CIBC Aeroplan Visa Infinite Privilege
Top pairingWhy: Top-ranked pairing with Chexy — strongest math in our dataset.
vs current: ~$460/yr in net rent rewards via Chexy.
+$1,700$599/yr
See review
Reasons are generated from each card's fee, rewards model and platform compatibility — not from advertiser influence. See methodology.
Final verdict
Should you pay taxes with a card?
- Yes — when the card's effective return beats the platform fee, or when you're chasing a welcome bonus.
- Use Neobanc for $0-fee Interac on installments and small CRA balances.
- Use Chexy when the points value of an Amex Membership Rewards or Aeroplan redemption clears the 1.75% fee.
Related guides
Keep exploring
Pay property tax with a credit card
City-by-city breakdown for Canadian municipalities.
Read guidePay tuition with a credit card
Another large lump-sum welcome-bonus play.
Read guideChexy vs Neobanc
Head-to-head on Canada's two top platforms.
Read guideBest cards for large payments
Premium Membership Rewards, Aeroplan, and 2% cashback workhorses.
Read guideFAQ