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Chexy & Neobanc Promo Codes and Current Offers (2026)

Find the latest Chexy promo code, Neobanc promo and bonus code, referral bonuses, and current offers before paying rent by credit card in Canada. Every offer is verified regularly to ensure you always see the latest available promotions.

Last verified: August 5, 2026
Editorially independent · clear affiliate disclosure on every offer.
Neobanc
Updated

Referral bonus + cashback on rent

Up to $100 in total referral rewards
See the offer
Chexy
Popular

Referral code + Aeroplan promotion

$20 bonus + Up to 36,000 Aeroplan points
See the offer

More offers on the way

We add new referral bonuses and promotions as Canadian platforms launch them.

Affiliate disclosure. Some links on PaySmarter.ca are referral links. If you sign up, we may receive a commission at no cost to you. Our editorial verdicts, scores and recommendations are decided independently and never influenced by partners.

How it works

How Canadian rent platform offers work

Rent payment platforms like Chexy and Neobanc let you pay rent, mortgage and other large bills with a credit card even when your landlord or biller only accepts bank transfers. To attract new users, they offer referral bonuses — a one-time credit or cashback boost when you sign up through a link and complete your first qualifying payment. The offers on this page are those welcome bonuses, collected in one place and checked against each platform's current terms.

Claiming an offer is usually a three-step process: create your account using the referral link or code, connect the card you want to earn rewards on, and schedule your first rent or bill payment. The bonus typically posts once that first payment clears, which can take a few business days. Because a welcome bonus is a one-time reward, it often outweighs the platform fee on your first payment — which is what makes these offers worth claiming even if you only try the service once.

What to check before you claim an offer

  • The fee versus the reward. Confirm the platform's transaction fee and make sure your card's rewards plus the welcome bonus clear it. Our is it worth it guide walks through the exact math.
  • Card compatibility. Chexy accepts Amex; Neobanc's Interac route suits flat-rate Visa and Mastercard cashback cards. Match the offer to the best card for large Canadian payments you already hold.
  • Qualifying conditions. Most bonuses require a first payment of a minimum size within a set window. Read the terms on the signup screen so you don't miss the trigger.

Not sure which platform fits your situation? Compare fees, card support and payout speed in our Chexy vs Neobanc vs Casa comparison, or start with the pay rent with a credit card guide for the full picture.

FAQ

Questions about rent platform offers

Chexy promotions are usually activated through a qualifying referral link rather than by manually entering a Chexy promo code at checkout. In most cases, the offer is tied to the referral link you use when signing up. Because eligibility rules and current offers can change, read the promotion details before creating your account.

Most Neobanc promotions are triggered by a qualifying referral link, so a separate Neobanc promo code or Neobanc bonus code is generally not required. If a specific code is mentioned in the promotion terms, it is normally applied automatically through the link. Always confirm the latest terms before signing up.

When a Chexy first payment fee waiver is available, it is typically applied automatically when you sign up through the qualifying referral link. You usually do not need to enter a separate promo code, but we recommend reviewing the current promotion's terms to confirm eligibility and the exact steps.

Yes. Signing up through a referral link or referral code costs nothing extra — the bonus is funded by the platform to reward new users. You still pay the platform's normal transaction fee when you route a payment, but the welcome bonus itself is free money on top.

Open the offer page, apply the referral code or follow the referral link during signup, then complete your first qualifying payment (usually your first rent or bill payment). The bonus typically posts after that first transaction clears. See the full Chexy review and Neobanc review for step-by-step setup.

We re-check every offer regularly against the platforms' own pages and Canadian rewards sources, and remove or update anything that has changed. Promotions can still expire without notice, so always confirm the current terms on the platform's signup screen before you rely on a bonus.

It depends on the fee versus the reward. A one-time welcome bonus can be worth far more than the platform fee on your first payment, which makes claiming it almost always worthwhile. Whether ongoing card payments make sense is a separate question — our is it worth it guide runs the math.

The best offer depends on your card and which platform your landlord or biller can receive payment through. Chexy is strongest for Amex Membership Rewards earners; Neobanc's Interac route is cheapest for flat-rate cashback cards. Compare them side by side in our Chexy vs Neobanc vs Casa comparison.

No. PaySmarter's rankings are based on fees, rewards, and real-world usability, not on the size of a referral bonus. We maintain editorial independence and provide transparent affiliate disclosures on every offer page, so you can see exactly how we earn commissions while trusting our recommendations.

Often yes, and that is where the biggest value is. Routing a large first payment can simultaneously trigger the platform's referral bonus and help clear your credit card's minimum-spend requirement, stacking two bonuses on the same dollar of rent or bills.

Related resources

Related Resources

Chexy vs Neobanc vs Casa

The full three-way comparison of Canada's main rent payment platforms.

Compare all three

Chexy Review

Our hands-on Chexy review — fees, Amex support, credit reporting and who it suits.

Read the review

Neobanc Review

Our Neobanc review — cashback plan, rent reporting, fees and who it suits.

Read the review

Best Credit Cards for Rent

The cards that earn the most net value on rent after platform fees.

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Chexy vs Neobanc

Side-by-side on fees, rewards, accepted cards and credit reporting.

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Best Credit Cards for Chexy

The cards that net the most value when you pay rent through Chexy.

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